feat(channel): add mention_only option for Telegram groups

Adds mention_only config option to Telegram channel, allowing the bot
to only respond to messages that @-mention the bot in group chats.
Direct messages are always processed regardless of this setting.

Behavior:
- When mention_only = true: Bot only responds to group messages containing @botname
- When mention_only = false (default): Bot responds to all allowed messages
- DM/private chats always work regardless of mention_only setting

Implementation:
- Fetch and cache bot username from Telegram API on startup
- Check for @botname mention in group messages
- Strip mention from message content before processing

Config example:
[channels.telegram]
bot_token = "your_token"
mention_only = true

Changes:
- src/config/schema.rs: Add mention_only to TelegramConfig
- src/channels/telegram.rs: Implement mention_only logic + 6 new tests
- src/channels/mod.rs: Update factory calls
- src/cron/scheduler.rs: Update constructor call
- src/onboard/wizard.rs: Update wizard config
- src/daemon/mod.rs: Update test config
- src/integrations/registry.rs: Update test config
- TESTING_TELEGRAM.md: Add mention_only test section
- CHANGELOG.md: Document feature

Risk: medium
Backward compatible: Yes (default: false)

src/channels/mod.rs

@@ -942,8 +942,12 @@ pub async fn doctor_channels(config: Config) -> Result<()> {
         channels.push((
             "Telegram",
             Arc::new(
-                TelegramChannel::new(tg.bot_token.clone(), tg.allowed_users.clone())
-                    .with_streaming(tg.stream_mode, tg.draft_update_interval_ms),
+                TelegramChannel::new(
+                    tg.bot_token.clone(),
+                    tg.allowed_users.clone(),
+                    tg.mention_only,
+                )
+                .with_streaming(tg.stream_mode, tg.draft_update_interval_ms),
             ),
         ));
     }
@@ -1262,8 +1266,12 @@ pub async fn start_channels(config: Config) -> Result<()> {
 
     if let Some(ref tg) = config.channels_config.telegram {
         channels.push(Arc::new(
-            TelegramChannel::new(tg.bot_token.clone(), tg.allowed_users.clone())
-                .with_streaming(tg.stream_mode, tg.draft_update_interval_ms),
+            TelegramChannel::new(
+                tg.bot_token.clone(),
+                tg.allowed_users.clone(),
+                tg.mention_only,
+            )
+            .with_streaming(tg.stream_mode, tg.draft_update_interval_ms),
         ));
     }