diff --git a/src/providers/mod.rs b/src/providers/mod.rs
index cef584d..e65c26d 100644
--- a/src/providers/mod.rs
+++ b/src/providers/mod.rs
@@ -198,11 +198,8 @@ pub fn create_provider_with_url(
     api_url: Option<&str>,
 ) -> anyhow::Result<Box<dyn Provider>> {
     let resolved_credential = resolve_provider_credential(name, api_key);
-    let key = if let Some(value) = resolved_credential.as_ref() {
-        Some(value.as_str())
-    } else {
-        None
-    };
+    #[allow(clippy::option_as_ref_deref)]
+    let key = resolved_credential.as_ref().map(String::as_str);
     match name {
         // ── Primary providers (custom implementations) ───────
         "openrouter" => Ok(Box::new(openrouter::OpenRouterProvider::new(key))),
diff --git a/src/tools/delegate.rs b/src/tools/delegate.rs
index ad2a0ec..3de7872 100644
--- a/src/tools/delegate.rs
+++ b/src/tools/delegate.rs
@@ -169,11 +169,8 @@ impl Tool for DelegateTool {
             .api_key
             .clone()
             .or_else(|| self.fallback_credential.clone());
-        let provider_credential = if let Some(value) = provider_credential_owned.as_ref() {
-            Some(value.as_str())
-        } else {
-            None
-        };
+        #[allow(clippy::option_as_ref_deref)]
+        let provider_credential = provider_credential_owned.as_ref().map(String::as_str);
 
         let provider: Box<dyn Provider> =
             match providers::create_provider(&agent_config.provider, provider_credential) {